What is depreciation? Auto insurance and your cars depreciation are more closely related than you  might guess. Most of us are well aware of the concept of depreciation. It is that strange phenomenon by which our cars lose their value seemingly faster than we can even get them paid off. Once you finally have paid back the bank and own your vehicle free and clear, looking up its fair market or blue book value can be very depressing. If you take five years to pay off a ...

Homeowners Insurance Pryor, Ok Every year thousands of property owners learn what their homeowner’s insurance does and does not cover the hard way. It typically takes catastrophic damage and the loss of homes and property for individuals to realize that they don’t have coverage. Many people believe that their “all-perils” insurance policy will pay for any damage to their home from disasters such as earthquakes, expansive soils, floods, hurricanes and landslid...

Health Insurance Coverage: What Is and Isnt Covered? by Jerrad Van Coots If youre shopping for health insurance coverage in Tulsa Oklahoma, you should know that every plan is different. Some plans cover the majority of care while others limit your health insurance coverage to major medical benefits. Its important to know exactly what is and isnt covered, so there wont be any surprises down the road. How Health Insurance Coverage Works Health insurance coverage is the package of serv...

Oklahomas Trusted Name in Ambulance Insurance by Jerrad Van Coots    Ambulance Services have relied on The Burrows Agency Insurance for over 25 years.Oklahoma has looked to only one source when finding an avenue for Ambulance or EMS risks. Not a year goes by where we havent found savings and better coverage for one of our Oklahomas EMS services.     Dave Burrows starting writing ambulance services with VFIS in 1984. By 1987 VFIS named Dave and The Burrow...

Oklahoma Health Exchange by Jerrad Van Coots The Burrows Agency is currently in the process of developing their new Oklahoma Health Exchange site. Oklahomas residents will have to only go to one place to shop all health carriers plans and costs. With the recent news release from Governor Mary Fallen the federal government will now step in with its own exchange program. The Burrows Agency Insurance of Oklahoma will now develop its own site for Oklahoma to compare rates outside ...

For many small businesses, the idea of a “commercial auto” all depends on the time of day. From 9 to 5, the vehicle is all business. Before or after those times? Well, that’s another story. The truth is, many vehicles do double duty for personal and work use. This is a common problem that can be solved with company car insurance for business vehicles from Nationwide. Employees often use their own cars for work (picking up supplies, running to the bank for the company) or they...

Steps to save on health Insurance by Jerrad Van Coots Residents in Claremore, Ok are saving on health insurance everyday due to one simple step. They called their local home and auto agency and asked, "Are there options for my health insurance?" The answer is most often "Yes" with cheaper premiums. So here are some things to consider. It’s impossible to say exactly what kind of health insurance to get. There are many variables that make a plan right for someone, so it’s a...

Must haves for Oklahoma Rural Water Departments by Jerrad Van Coots Oklahomas Rural Water Departments (ORWD) could incur serious expenses in the event of a not covered claim. With the complexity of RWD and the amount of people that can be effected is staggering. Oklahoma over the last couple of years has seen many of what we could call "catastrophic claim events". This would include wide spread fires, large hail storms, earthquakes, flooding and tornados. When we look at rural wate...

Tulsa Group Insurance vs. Individual Insurance  by Jerrad Van Coots Before deciding on an exact type of health insurance plan, its important to know what kind of coverage is out there. While there are a lot of different ways to get health insurance, its good to know what you may be eligible for before you start your health insurance search. Group Health Insurance The majority of people under the age of 65 have medical insurance through their employers group insurance. According to ...

The Burrows Agency Insurance is your source for Medical Director Insurance in Oklahoma by potterholden   If you have ever been asked to serve as a Medical Director, there are several helpful things to know as it relates to your professional liability insurance protection.  Often there is confusion between the physician serving as the Medical Director, and the Entity for which Medical Director services are provided, as to where coverage for the Medical Director&nb...

Coverage depends on several factors, including facts of a case and the insurer’s policy language. One of your insureds has bought a hand gun, taken a gun safety course and obtained a concealed weapon permit. She wants to know how her homeowners and umbrella policies would respond if she used the weapon in self-defense to protect herself, her family or their possessions from an assailant. Several ot...

With recent cuts to Oklahomas workers compensation system, departments are look for ways to take care of their firefighters. VFIS of Oklahoma has been providing their Accident and Sickness program already too many departments around Oklahoma. Here is a recent article on changes below from the Daily Oklahoman.  Senate Bill 1062 by Senate President Pro Tem Brian Bingman, R-Sapulpa, and House Speaker T.W. Shannon, R-Lawton, awaits action in the House after securing approval in the...

If you are having a home built, your insurance needs are slightly different from someone purchasing an existing home. Even though you do not actually take possession of the home until the closing, you still want to protect your investment. The builder carries limited protection. In some cases, additional protection is needed to protect you and the property. Aside from homeowners insurance, you may also want to protect your ownership rights by purchasing title insurance. Liability During C...

The Burrows Insurance Agency, serving the Owasso, Oklahoma region, specializes in Umbrella Policies. Read the article below to find out how an Umbrella Policy can benefit you: Dan Ramsey, an independent insurance agent with Brandt, Ramsey and Associates in Alexandria, Va., says the most memorable claim on an umbrella insurance policy he was involved in was made by a small business owner who had purchased a $2 million policy. "After attending a Christmas party, my client got involved in a f...