Must haves for Oklahoma Rural Water Departments by Jerrad Van Coots Oklahomas Rural Water Departments (ORWD) could incur serious expenses in the event of a not covered claim. With the complexity of RWD and the amount of people that can be effected is staggering. Oklahoma over the last couple of years has seen many of what we could call "catastrophic claim events". This would include wide spread fires, large hail storms, earthquakes, flooding and tornados. When we look at rural wate...