Do I need Business Insurance?  Protect Yourself And Your Family  by Jerrad Van Coots  "The Burrows Agency Insurance" Having a Business or Commercial Insurance Policy in place can protect you and your familys home and savings. One of the single most important elements for any business is to protect yourself and your business from catastrophes and litigation. Here are some common coverage parts of a business or commercial insurance policy.  1. General Liability Cover...

What is depreciation? Auto insurance and your cars depreciation are more closely related than you  might guess. Most of us are well aware of the concept of depreciation. It is that strange phenomenon by which our cars lose their value seemingly faster than we can even get them paid off. Once you finally have paid back the bank and own your vehicle free and clear, looking up its fair market or blue book value can be very depressing. If you take five years to pay off a ...

Claremore Insurance Agents vs Direct Writers Claremore Oklahoma has many choices when its comes to insurance. Is there a difference in insurance agencies? What should I consider before I call or visit an agency? One aspect is independent agent or direct agency (StateFarm, Shelter, Allstate). What is important to consumers? In order of importance, these are the things people said matter to them: Cost. Ease. Speed. Peace of mind that everything is covered. Sec...

Homeowners insurance policies cover a multitude of incidents, but flood damage is typically excluded from all policies even in Claremore, Ok. Usually flood damage needs to be covered by a flood rider or policy that can be purchased for flood zones. The only time your homeowners insurance policy may cover flood damage is if the flood occurred accidentally at the hands of the owner or a guest of the house. Read on to learn all about the details of flood insurance and home insurance cov...

10 Ways to Save Money on  Insurance in Tulsa, Claremore, and Owasso. Residents in Tulsa, Claremore and Owasso are wanting to save money on their insurance. With rising premiums its a good idea to shop around for a competitive quote. Contact The Burrows Agency today to save! 1. Understand that insurers dont think alike. Different insurance companies have their own models for pricing out the risk of insuring you. This is especially true when insuring things—cars, homes, ...

Oklahomas Trusted Name in Ambulance Insurance by Jerrad Van Coots    Ambulance Services have relied on The Burrows Agency Insurance for over 25 years.Oklahoma has looked to only one source when finding an avenue for Ambulance or EMS risks. Not a year goes by where we havent found savings and better coverage for one of our Oklahomas EMS services.     Dave Burrows starting writing ambulance services with VFIS in 1984. By 1987 VFIS named Dave and The Burrow...

For many small businesses, the idea of a “commercial auto” all depends on the time of day. From 9 to 5, the vehicle is all business. Before or after those times? Well, that’s another story. The truth is, many vehicles do double duty for personal and work use. This is a common problem that can be solved with company car insurance for business vehicles from Nationwide. Employees often use their own cars for work (picking up supplies, running to the bank for the company) or they...

Steps to save on health Insurance by Jerrad Van Coots Residents in Claremore, Ok are saving on health insurance everyday due to one simple step. They called their local home and auto agency and asked, "Are there options for my health insurance?" The answer is most often "Yes" with cheaper premiums. So here are some things to consider. It’s impossible to say exactly what kind of health insurance to get. There are many variables that make a plan right for someone, so it’s a...

Must haves for Oklahoma Rural Water Departments by Jerrad Van Coots Oklahomas Rural Water Departments (ORWD) could incur serious expenses in the event of a not covered claim. With the complexity of RWD and the amount of people that can be effected is staggering. Oklahoma over the last couple of years has seen many of what we could call "catastrophic claim events". This would include wide spread fires, large hail storms, earthquakes, flooding and tornados. When we look at rural wate...

The Burrows Agency Insurance is your source for Medical Director Insurance in Oklahoma by potterholden   If you have ever been asked to serve as a Medical Director, there are several helpful things to know as it relates to your professional liability insurance protection.  Often there is confusion between the physician serving as the Medical Director, and the Entity for which Medical Director services are provided, as to where coverage for the Medical Director&nb...

Shop all Health Insurance Markets with one Agency by Jerrad Van Coots The Burrows Agency has followed very closely changes coming in health insurance.  Many people with see increases in health premiums. While some will get breaks in costs. January 1st will bring many new formats to shop for insurance. It will be very confusing finding what is right for yourself and your family. Our Agency can walk you through this process and ensure you make an informed decision.  Things to kno...

Coverage depends on several factors, including facts of a case and the insurer’s policy language. One of your insureds has bought a hand gun, taken a gun safety course and obtained a concealed weapon permit. She wants to know how her homeowners and umbrella policies would respond if she used the weapon in self-defense to protect herself, her family or their possessions from an assailant. Several ot...

If you are having a home built, your insurance needs are slightly different from someone purchasing an existing home. Even though you do not actually take possession of the home until the closing, you still want to protect your investment. The builder carries limited protection. In some cases, additional protection is needed to protect you and the property. Aside from homeowners insurance, you may also want to protect your ownership rights by purchasing title insurance. Liability During C...

I want to offer a few tips to help in the Winter months so that you don’t have the unwanted expense of something that could be prevented. My son who recently married, went away for the weekend. We had to go unlock the house for our other Son who had left something over there.  It was a cold weekend and when my Husband unlocked the door and went inside he said it was very cold in the home and when he looked at the thermostat, he noticed that the heat was turned off.  Now you must ...

Claremore residents need uninsured motorists coverage.Uninsured Motorist Bodily Injury Coverage is something that can be very important. This coverage line will cover a victims medical expenses, lost wages, and other injury related expenses in an instance where the other driver is not insured. This coverage will only apply if the other party is found to be at fault for the incident. Have you been wondering: should I get uninsured motorist insurance in Oklahoma? Most definitely! Uninsured moto...