Claremore Insurance Agents vs Direct Writers Claremore Oklahoma has many choices when its comes to insurance. Is there a difference in insurance agencies? What should I consider before I call or visit an agency? One aspect is independent agent or direct agency (StateFarm, Shelter, Allstate). What is important to consumers? In order of importance, these are the things people said matter to them: Cost. Ease. Speed. Peace of mind that everything is covered. Sec...